At SCBX, we believe that digital solutions and innovation are key to strengthening both organizations and society in an increasingly dynamic technological landscape.

Therefore, we integrate advanced technology capabilities across multiple dimensions, with a strategic focus on A-B-C-D technologies—Artificial Intelligence (AI), Blockchain, Climate Technology, and Disruptive Technology. By prioritizing research, development, and innovation, we aim to uncover new business opportunities while building resilient infrastructure and a secure digital ecosystem rooted in technological excellence and cybersecurity.

SCBX has set up three Group Centers of Excellence whose roles are to build group-wide digital capabilities and help better manage risks.

SCBX Group innovates financial solutions and services as well as new technologies, including digital banking, digital lending, and digital ecosystem, as well as digital asset products and technology of the future that meet the needs of retail and corporate customers.

SCBX Group recognizes that cybersecurity and data protection risks evolve along with advancements in technology and has therefore governed and managed these issues in compliance with relevant laws and regulations while putting in place policies and guidelines that promote organization-wide information security risk management and increased efficiency with technology.

SCBX Group is paving the way for nurturing digital skills that not only drive our strategic vision to become the most admired regional fintech group but also contribute to strengthening Thailand’s economy in the digital era. Among our ambitious goals is for SCBX Group to fully become an AI-first organization.

Achieving this requires equipping our people with a strong foundation in broad AI adoption and deep AI development, along with essential skills in technology, data analytics, and cybersecurity. To support this vision, SCBX harnesses the expertise of internal teams, specialists, and leading domestic and international partners to drive AI and digital technology learning. Apart from that, we seek to build a dynamic technology community, where employees and society can unleash their full potential in creating new value—thus laying the foundation for future-focused learning ecosystems and a sustainable digital economy.

At SCBX, we believe in growing alongside our employees on the journey to becoming an AI-first organization.

By equipping employees with AI skills, we strive to enhance their career advancement while promoting positive contributions to society. To this end, SCBX joins forces with leading domestic and international partners to launch the AI Literacy Program—a structured learning initiative designed to build a strong foundation in AI and data analytics. This program also encourages employees across SCBX Group to apply key learnings to real-world case studies and drive innovation that generates sustainable values for SCBX, our clients, and the community. The program is divided into three levels:

Empowering employees with Al skills is like giving explorers a digital map-guiding them on a journey of discovery, where familiar paths open new possibilities and uncharted roads lead to endless opportunities for growth.

In today’s rapidly evolving digital landscape, developing both digital and essential skills among employees is crucial for driving organizational success.

Recognizing this, SCBX Group by SCB has implemented a Digital Employee Initiative since 2020—focusing on equipping our employees with future-ready skills in leveraging technology to streamline workflows, foster growth opportunities, and drive both process and product innovation. By doing so, we aim to strengthen our ability to deliver enhanced customer experiences and bring to life the vision of a ‘Digital Bank with Human Touch.’

The SCB Academy fosters and uplifts employee skills to work in the digital age effectively and efficiently, and has continuously designed and implemented various employee development programs through a blended-learning approach.

SCB leverages its expertise in knowledge management and skill development to build public learning platforms for fostering the skills of the future. SCB has partnered with different entities in creating career opportunities and life success for Thais.