SCBX Group Data Sharing Policy for Business Operations and Enhancement of Customer Services of Companies in SCBX Group

SCBX Group recognizes the importance of enhancing customer service standards and driving strategic business operations across SCBX Group to deliver better customer experience. Accordingly, SCBX Group may share data among companies in SCBX Group as necessary and appropriate under SCBX Group Data Governance Policy for the purposes of strategic planning, business operations, business support, risk management, debt restructuring, data analytics, regulatory compliance, and the enhancement of services by leveraging the capabilities and expertise of companies in SCBX Group. Such data sharing also aims to support the development and improvement of products and to provide benefits that are more suitable for SCBX Group’s customers. SCBX Group places the highest importance on maintaining a high level of data security and ensuring strict compliance with all applicable laws, regulations, and requirements, including personal data protection laws.