SCBX Reinforces Its Leadership in Regional Digital Financial Infrastructure Driving the Future of Inclusive Finance for All

Bangkok, May 25, 2026 — SCBX, a leading financial technology group in Thailand, is accelerating its mission to build the financial foundation of the future. At Southeast Asia Blockchain Week 2026, one of the region’s most prominent blockchain events, SCBX unveiled its vision and strategic roadmap to develop a fully integrated digital financial ecosystem—from infrastructure and assets to real-world use cases—aimed at expanding access to next-generation financial services for all.

Digital Assets: From Alternative Investment to Financial Infrastructure

Mr. Kaweewut Temphuwapat, Chief Innovation Officer of SCBX and Chief Executive Officer of SCB 10X, highlighted a fundamental shift in the global financial landscape, emphasizing that digital assets have evolved beyond an alternative investment class to become a core component of financial infrastructure. Today, the global digital assets market has surpassed USD 3 trillion, while annual stablecoin transaction volumes exceed USD 62 trillion—rivaling the scale of the world’s leading payment networks.

Asia-Pacific continues to serve as a key growth engine, with more than 350 million digital wallet users, representing 43% of the global total. Southeast Asia, including Thailand, ranks among the fastest-growing regions in digital asset adoption, reflecting strong and sustained demand.

At the same time, real-world asset (RWA) tokenization is gaining significant momentum. The market is projected to reach USD 23 trillion by 2030 and expand further to USD 88 trillion by 2035, signaling a structural shift toward a future in which a substantial portion of global assets will move on-chain.

A Decade of Strategic Investment in Web3

SCBX has reinforced its position as a first mover through early and sustained investments in transformative technologies. Over 10 years, the Group has been building foundational capabilities in Web3, beginning with its early investment in Ripple.

This strategic investment laid the groundwork for SCB’s cross-border remittance service via RippleNet on the SCB EASY application, enabling faster and more efficient international transfers. To date, the service has processed over USD 9 trillion in cumulative transaction value across 27 corridors, demonstrating tangible economic impact while marking a significant milestone in leveraging blockchain technology to enhance the speed and efficiency of financial services.

Through SCB 10X, SCBX has also made strategic investments in leading global digital asset infrastructure providers, including Fireblocks, Anchorage Digital, Nansen, and SBI Digital Markets—further strengthening its long-term ecosystem capabilities and reinforcing its commitment to shaping the future of finance.

A Three-Layer Strategy: SCBX’s Blueprint for the Future of Finance

At the core of SCBX’s vision is a structured three-layer model that systematically builds from foundational infrastructure to real-world financial applications:

1. Infrastructure – Building the Foundation

SCBX has established a robust digital financial infrastructure anchored by three key pillars:

• Custody: Institutional-grade digital asset custody enabled through its strategic investment in Fireblocks
• Tokenization: Delivered via TokenX, a regulated ICO portal under the Securities and Exchange Commission (SEC), with over THB 3 billion in cumulative fundraising. Notable projects include RealX Token, Thailand’s first SEC-approved real estate-backed investment token
• Distribution: Enabled through InnovestX, Thailand’s first investment super app, serving more than 1 million investors across equities, funds, fixed income, and digital assets

2. Asset – Bringing Finance On-Chain

SCBX is advancing the development of next-generation financial products, including:

• Rubie Wallet, a programmable stablecoin-powered wallet for tourists, developed under the regulatory sandboxes of the Bank of Thailand and the SEC
• Crypto ETF*, aimed at broadening access for retail investors
• Tokenized Bonds & Funds and Tokenized Deposits*, bridging traditional financial systems with digital asset ecosystems

3. Use – Enabling Real-World Financial Applications

SCBX is actively exploring practical use cases, particularly in tokenized lending, where digital assets may be utilized as collateral. This approach could enable faster and more transparent access to credit through smart contracts, subject to applicable laws and regulations.

The Power of Blockchain: Efficiency, Speed, and Opportunity

SCBX emphasized that blockchain-enabled financial systems offer fundamental structural advantages, including reduced costs through disintermediation, real-time settlement in place of traditional T+2 cycles, continuous 24/7 accessibility, and enhanced programmability through smart contracts. Collectively, these capabilities enable new forms of financial innovation while advancing SCBX’s overarching goal of financial inclusion—expanding equitable access to financial services for all.

“Building for Everyone” — Finance Designed for All

SCBX underscored that its ambition extends beyond the development of new technologies or financial products. It is focused on shaping a fundamentally new financial system—one that is accessible, inclusive, and capable of delivering meaningful impact at scale.

“We build for those who have never had access to quality investment opportunities. We build for Thai workers abroad sending money home. We build for small business owners seeking liquidity. And we build for everyday users in their daily lives. We build for everyone.” Kaweewut concluded.

With its digital infrastructure firmly in place, assets increasingly moving on-chain, and real-world applications beginning to scale, SCBX is not only keeping pace with global financial transformation—it is emerging as a key force shaping the future of finance in Southeast Asia.

* Currently under development and regulatory consultation with regulators,