The SCBX Group is dedicated to harnessing technology and innovation to boost the efficiency of service enhancement and new product development. This is particularly crucial in the realm of digital financial transactions that meet the demands of today’s customers. Our aim is to provide convenient access to financial services for everyone, every day, everywhere, and anytime while simultaneously tackling household debt issues and diminishing the nation’s informal debt problem.
The SCBX Group is dedicated to harnessing technology and innovation to boost the efficiency of service enhancement and new product development. This is particularly crucial in the realm of digital financial transactions that meet the demands of today’s customers. Our aim is to provide convenient access to financial services for everyone, every day, everywhere, and anytime while simultaneously tackling household debt issues and diminishing the nation’s informal debt problem.
The Banking Business Group
We aim to cater to the needs of customers and expand opportunities for Thais from all walks of life to access financial services. As a digital bank, we deliver a seamless financial service experience across all channels with financial products tailored to suit all customer groups.
Part of our commitment to promoting financial inclusion for retail clients and sSMEs
Consumer Finance and Digital Finance Group
With the goal of promoting simpler and more secure financial access, the SCBX Group continues to strengthen our digital finance platforms by employing artificial intelligence (AI) and machine learning (ML) technologies as well as alternative data to underwrite loans and deliver financial solutions that best suit clients’ ability and willingness to repay.
SCBX currently has three subsidiaries offering digital lending services to unlock access to lending for underserved groups:
Offers the ‘MoneyThunder’ micro-lending application
Providing 100% Online Microfinance Services. Empowering individuals through innovative in-house technology, ABACUS Digital delivers real-time credit analysis and loan approvals in as fast as two minutes. We strive to create greater financial opportunities by enabling Thai people to access legitimate, fast, and fair financial services.
2024 Performance:
4.2 million customers
6.9 billion Baht in outstanding loans
Offers ‘FINNIX’-a digital lending application for the self-employed and nano entrepreneurs
100% AI-Powered Nano Finance Service
Loan approvals in as fast as 5 minutes. Paperless process, saving over 1.5 billion sheets of paper. Committed to creating opportunities for low-income individuals to achieve financial stability and sustainable well-being through the F.I.R.E. ecosystem strategy.
Promoting Financial Capability and Health
Vulnerable Groups
Empowering SME Entrepreneurs
Investing in High-Potential Tech-Companies and Startups Globally
Promoting Education and Social Well-Being
