Terms and Conditions

Terms and

Terms of Use

It is important that you read these Terms of Use carefully as the following is a legally binding contract between YOU and
SCB X PUBLIC BANK LIMITED (the “Company”) and governs your use of this website and the information provided herein.
By using this website, you acknowledge that you have read and understood these Terms of Use, and that you agree to be bound by and comply with these Terms of Use. Do not use this website if you do not agree to be bound by these Terms of Use.

1. Agreement between You and the Company

The Company’s Website may contain various web pages operated by the Company, with its head office located at 9 Ratchadapisek Road, Chatuchak, Bangkok 10900 (collectively, the “Company’s Website”). The Company’s Website is offered to you conditioned on
your acceptance of these Terms of Use without modification. Your use of the Company’s Website constitutes your legal binding agreement to all terms contained herein. If you do not agree to be bound by these Terms of Use, do not use the Company’s Website.

2. Modification of These Terms of Use

The Company reserves the right to modify or alter these Terms of Use contained herein. You are responsible for regularly reviewing
these Terms of Use and additional terms posted on the Company’s Website. Your continued use of the Company’s Website constitutes your agreement to such modified or altered terms of use.

3. Collection, Use and Disclosure of Personal Data

For the use of the Company’s services, the Company will collect, use and disclose your personal data and/or any other person’s personal data provided by you to the Company for the purpose of providing services and other purposes as prescribed in the Company’s Privacy Notice. To understand how the Company collects, uses and discloses personal data and the data owner’s rights in accordance with the Personal Data Protection Law, you may further read such Privacy Notice as announced by the Company on the Company’s website namely www.scbx.com and/or any other channels prescribed by the Company or to be further changed and notified to you by announcing on such website and/or any other channels prescribed by the Company. In addition, in the event that you has given personal data of any other person, you shall notify such person of the details relating to the collection, use and disclosure of personal data and rights under such Privacy Notice.

4. Links to Other Websites

Links to other websites which are not under the control of the Company may be arranged by the Company for your information and convenience only. Any links executed by you to those websites shall be at your own risks. In no event shall the Company be liable for any damages incurred by you in connection with the information, goods or services posted or offered on any third party’s websites linked to the Company’s Website. The Company does not make any representation, warranty or recommendation in respect of any information, goods or services appearing in such third party’s websites, nor shall the Company be liable for any defects or breaches of contracts in respect of any goods or services appearing or advertising in those websites. The Company does not have any commitments or agreements with such other websites in connection with your agreements with such other websites.

Any link to other websites for downloading any software are provided by the Company for your convenience only. In no event shall
the Company be responsible or liable for any error or malfunction caused by or resulted from the downloaded software. Be aware that any use of the downloaded software shall be subject to the terms and conditions of the relevant license agreement. Should you be unable to comply with such license agreement, you may be deemed as an infringer of copyright or other intellectual property rights of such software provider. In such event, the Company shall not be liable for any damages incurred by you in all respects. Please also note that whenever you link to any of such other websites, you will be subject to the terms, conditions and policies of using the websites
being visited by you.

5. Indemnity

You hereby agree to indemnify the Company against any claims, losses, costs and damages (including legal fees and court costs) suffered or incurred by the Company as a result of your improper use of the Company’s Website or any use in violation of these Terms of Use.

6. Trademarks, Service Marks, Copyright and
other Intellectual Property Rights

Any data and information contained or displayed in the Company’s Website are the properties of the Company and the third parties (as the case may be). All trademarks, service marks, trade names and logos mentioned in or posted on the Company’s Website (collectively the “Trademarks”) shall include any trademarks, service marks and logos of the Company and any third parties regardless of whether such trademarks, service marks and logos have been registered or not.

No part or parts hereof shall be deemed as a license or a granting of the right to use such Trademarks. The Company hereby reserves all rights it may have in connection with this Website. The Company does not allow or grant any right to use Trademarks without obtaining a prior written consent from the Company or the third party (as the case may be). The Company’s Website is protected under copyright and intellectual property laws and shall not be modified, reproduced, copied, downloaded, transmitted (in any form and by any means) or used in whatever manner for commercial purposes without obtaining a prior written consent from the Company.

7. Termination, Access Restriction and Prohibited Use

The Company reserves the right, at its sole discretion, to terminate this agreement or your access to the Company’s Website and
the related services at any time without prior notice, if you fail to comply with these Terms of Use or for any reason deemed necessary by the Company.

You shall not use the Company’s Website for any purpose that is unlawful or prohibited by laws and these Terms of Use and in any manner that could damage, disable, or impair the Company’s Website or the networks connected to the Company’s Website. You shall not interfere with any other party’s use and enjoyment of the Company’s Website and not attempt to gain unauthorized access to the Company’s Website, other accounts, computer systems or networks connected to the Company’s Website, through hacking, password mining or any other means.

8. Liability Disclaimer

The Information, Products And Services Included In Or Available Through The Company’S Website May Include Inaccuracies Or Typographical Errors. The Company Reserves Its Right To Modify Or Make Changes To The Company’S Website And The Information Contained Therein Without Prior Notice. Any Information Received Via The Company’S Website Should Not Be Relied Upon For Personal, Legal Or Financial Decisions And You Should Consult An Appropriate Professional For Specific Advice Tailored To Your Situation.

The Company Makes No Representation Or Warranty Of Any Kind, Either Explicitly Or Implicitly, As To The Suitability, Reliability, Availability, Timeliness, Lack Of Viruses Or Other Harmful Components, And Accuracies Of The Information, Software, Products And Related Graphics Contained Within The Company’S Website For Any Purposes. The Company Accepts No Liability And Will Not Be Liable For Any Loss Or Damage Arising Directly Or Indirectly (Including Special, Incidental Or Consequential Loss Or Damage) From Your Use Of The Company’S Website. In Particular, No Warranty Is Given That Economic Reporting Information Material Or Data Is Accurate, Complete And/Or Up To Date.

You Agree That The Company Shall Not Be Responsible Or Liable For Unauthorized Access To Your Data Or Transactions On The Company’S Website.

9. Governing Law

These Terms of Use are governed by the laws of the Kingdom of Thailand. Any disputes shall be subject to the non-exclusive jurisdiction of the Courts of Thailand. You agree that no joint venture, partnership, employment or agency relationship exists between you and the Company as a result of this agreement or your use of the Company’s Website.