Corporate Clients
SCB seeks to drive the transition to a low-carbon economy and promote the Sustainable Development Goals (SDGs). In doing so, the Bank has endorsed the Green Loan Principles and Sustainability-Linked Loan Principles by the Loan Market Association (LMA), Asia Pacific Loan Market Association (APLMA), and Loan Syndications and Trading Association (LTSA) in underwriting sustainability loans for corporate clients.
Green Loan
SCB offers green loans to support environmentally friendly projects and initiatives, including renewable energy, electric vehicles, rail transport, and energy-efficient buildings.
30,698 million Baht of approved loans
Sustainability-Linked Loan
SCB offers sustainability-linked loans with preferential interest rates tied to specific sustainability performance targets (SPTs) set by our clients-defined Key Performance Indicators (KPI) include external sustainability ratings, energy efficiency enhancements, GHG emissions reduction, and water conservation.
21,576 million Baht of approved loans
2024
The First Combined Derivative Products in Thailand
The First Loan Product tailored for Hotel Business Clients in Thailand
The First Innovative Sustainable Finance Solutions
SCB remains at the forefront of developing innovative sustainable financial solutions for large corporate clients. In 2024, the Bank partnered with Thai Oil Public Company Limited to introduce the combination of two innovative financial products: 1) Sustainability Linked Swap and 2) Sustainable Deposit. This initiative marks the first integration of interest rate risk management with sustainable deposit solutions.
Apart from that, SCB launched sustainable and efficiency enhancement loans tailored to the hotel industry, a sector closely tied to tourism— Recognizing the tourism sector’s pivotal role in Thailand’s fragile economic recovery. Despite its economic significance, the hotel business is among the heavy GHG emitters due to operational demands, thus facing increased pressures from evolving regulations, including the EU Consumer Protection and Environmental Protection Act, online travel agency standards, and requirements from international hotel associations. To navigate these challenges, hotel operators must enhance existing projects and/or pursue new investments to unlock growth potential in transitioning to a low-carbon economy and Net Zero.
SME Clients
Small and medium-sized enterprises (SMEs) and small-sized SMEs (SSMEs) are pivotal in driving Thailand’s economic growth through value creation, labor market, and exports. Recognizing their importance, SCB seeks to facilitate access to financing for SMEs and SSMEs interested in or currently engaging in transition to environmentally friendly business practices. By offering preferential interest rates and lending conditions, the Bank aims to support small entrepreneurs and enhance their competitiveness in a low-carbon transition.
SME Customer
Over 8,087
million baht
of support to SCB SME Go Green in 2022
SCB SME Go Green
offering financial supports to 4 major areas of sustainability
SCB SME Go Green offering financial supports to 4 major areas of sustainability
Energy Efficiency
Pollution Management
Clean Mobility
Female Entrepreneurship
Retail Customers
At SCB, we believe everyone has a role to play in building a low-carbon and sustainable society. Therefore, the Bank actively promotes a sustainable lifestyle for retail customers by encouraging clean mobility, as well as the adoption of renewable energy sources. By collaborating with leading partners, SCB consistently presents car loans and mortgages designed to promote green practices and tackle environmental impacts.
Responsible Lending
Sustainable Investment
